Tax for retirees in Tunisia
Understanding tax as a retiree in Tunisia
Moving abroad changes how your income and pension are taxed, and the details depend on your personal circumstances: your residency status, where your income comes from and the rules in each country. This page sets out the general principles for British retirees considering a move to Tunisia. It is a starting point, not personal advice.
As a general rule, once you become resident in another country, that country may tax income you receive while living there, while your home country may still tax certain income arising there. Many countries also have arrangements designed to avoid the same income being taxed twice, but how they apply varies from person to person. Because the rules are technical and change over time, it is important to get advice tailored to your own situation rather than rely on general information.
Your UK pension: take advice first
Your UK pension deserves particular attention. The UK State Pension may not be increased each year while you live in Tunisia, and workplace or private pensions each have their own tax treatment. Because getting this wrong can be costly, we recommend speaking to a UK-based tax and financial adviser about your pension and overall tax position before you move. They can look at your income as a whole and explain what settling in Tunisia would mean for you.
The Tunisian side: a local tax adviser
For the Tunisian side of things, Silver Resorts can put you in touch with a Tunisian tax adviser. They will explain the local rules that apply to residents, help you understand your obligations and make sure you have accurate, up-to-date information for your circumstances.
In short
Retiring in Tunisia can be very rewarding, and the cost of living is much lower than in the UK, which goes a long way in day-to-day life. When it comes to tax, the key is to plan ahead: take advice from a UK adviser about your pension and UK tax, and let Silver Resorts connect you with a Tunisian tax adviser for the local picture. With the right guidance, you can settle in with confidence. If you would like a general overview before speaking to an adviser, see our tax guidance for retirees in Tunisia.
Frequently asked questions
Will I pay tax in Tunisia as a British retiree?
It depends on your residency status and where your income comes from. As a resident in Tunisia your income may be taxed locally, while your UK income and pension may still have UK implications. Your position is personal, so take professional advice before you move.
What happens to my UK pension if I retire in Tunisia?
Your UK State Pension may not be increased each year while you live in Tunisia, and private or workplace pensions have their own rules. We recommend speaking to a UK-based tax and financial adviser about your pension and tax position.
Can Silver Resorts help with the Tunisian side of things?
Yes. Silver Resorts can put you in touch with a Tunisian tax adviser who will explain the local rules and help you understand your situation as a resident.